Free worksheet: work out how much you need to earn for the life you want
Stop stressing about money.
Work out how much you need to earn for the life you want and how far you are from it.
Does this sound familiar?
• You earn a good salary. It still doesn't feel like enough.
• You know roughly what comes in. You're less sure where it all goes.
• You lie awake running numbers. School fees. The mortgage. Retirement.
• You want more coming in. But you don’t know what “enough” actually looks like.
• You carry most of the weight at home. And there's no backup plan.
You can't close a gap you haven't measured.
This isn't about cutting back.
When I was where you are, I didn’t want to look at my number. I didn’t want anyone telling me to cut back. To give things up. To live a smaller life.I was scared of being told I was bad with money. That giving my kids the best meant I was spoiling them. So I didn’t look. And I didn’t download anything.What I wish I’d known then is that looking at your number doesn’t mean you’ve done anything wrong. It doesn’t mean you have to change your life, or give up what matters to you.You don’t have to do anything with it. The first step is just knowing. No budget. No judgement. No one telling you what to give up.
Most women I talk to have never worked out their number. Not because they’re careless. Because they’re busy taking care of everyone else.
In 20 minutes, you'll work out
What your life actually costs.
Not the life you have. The life you want.
What you really bring home.
Every source, after tax.
Your gap.
Just awareness, nothing more.
Where it could come from.
Not where to cut. Where more could come from.
You'll finish with a clear number and a starting point. What you do with it is up to you.
From someone who's done the math at 2am too
Hi, I'm Sharon. 30 years in HR. Working mother.
At 40, our café failed and left us with a 6-figure debt. Not long after, I lost my job. I was the sole provider for a family of four.
I avoided my number for years. Working it out was the first step to changing it.
Since then, career moves and better money decisions at home have helped us fund our kids' university overseas and clear our mortgage. And I’ve said no to higher-paying roles that would have cost me time with my kids. Without giving up the life I wanted for them.
Get your number
Free. 1 page. 20 minutes.
