5 simple principles to master money. (And why they’re so hard to implement in real life.) Here’s what to do about it.


Reader,

Mastering money is simple.

  1. Know what you make and what you spend
  2. Make more than you spend
  3. Save a portion of the surplus so you don’t go into debt for ‘emergencies’
  4. Invest the rest of the surplus to grow wealth
  5. Leverage compounding over time to maximize your investment returns

5 simple principles to be wealthy and financially free.

Right?

Nah.

Most people are struggling with most, if not all of these ‘simple’ principles.

That’s why most people aren’t financially free.

You know why?

The process of executing these 5 principles is fraught with strong emotions that pull, push, or keep us stuck.

How many people stick with tracking what they make and spend?

How many people are stuck spending more than they make?

How many people don’t have surplus savings to deal with emergencies?

How many people still have any surplus left after taking care of everything they need to live to still invest?

How many people leave their investment alone to compound over decades instead of feeling compelled to touch it to make a quick buck?

Yup.

Money is totally emotional.

Mastering money is simple, but far from easy.

Until you get a handle on those emotions

that make you do things you know you shouldn’t with your money

but still can’t seem to help it.

Calming yourself during the process of implementing these 5 simple principles as you go through life,

is how you can finally be a master of your money, rather than a slave to it.

The first step to getting a handle on how you feel about money is to notice what those sensations feel like.

The easiest way to do this is to pay attention to where in your body it shows up.

Then name it and give it a color, texture, or smell.

Emotions are intangible, giving them form helps us wrap our heads around it.

Now that you can see it, we can deal with it.

To release its hold on you, you have to change the way you relate to it.

This is what I help women do.

By using a framework and system I've used to go from being stressed out about money,

to living life on my terms, free from financial anxiety.

If you want me to help you experience this level of peace of mind and confidence, then join my 12-week 1:1 coaching program,

12 Weeks to Financial Confidence

I'll take you through a simple step-by-step process and help you put together a realistic action plan,

so you can finally breathe and take calm and clear actions to create the financial life you want.

From now until 25 January 2024,

I'm offering a 50% discount on my coaching program, '12 Weeks to Financial Confidence'.

Plus an additional FREE private 1:1 session with me,

all geared towards helping you feel more confident and relaxed around money in 12 weeks.

It’s time to empower more women to be confident about money.

Sharon

P.S. If you still have doubts or questions, let's talk about them so you can make a decision, fully informed.

Book a call with me and let's chat.

Sharon Singh Sidhu

From one paycheck to multiple income streams. Subscribe to get weekly tips on calm, simple steps for busy, exhausted women.

Read more from Sharon Singh Sidhu

Reader, 2025 is over. Revenue targets. Client milestones. Growth numbers. Missed them all. Yes, that's me. For a while, I avoided looking at the data because I didn't want to face the disappointment. But then, I realized that the gap between where I am and where I wanted to be isn't failure. It's feedback. In my latest podcast episode, I'm pulling back the curtain on what 2025 actually looked like: 5 Unglamorous Lessons from Building a Business While Working Full-Time: 1. It takes WAY longer...

Reader, It's December 31st, and I just reviewed my 2025. Honestly? I didn't hit most of my goals: Revenue target? Nope. Client goals? Fell short. Growth I wanted? Not there yet. And for a moment, I felt disappointed. Like I'd failed somehow. But then, while facilitating my Create 2026 workshop this week, I had a realization: If I were already the sort of person who gets those results, I'd already have them. So the question isn't 'Why did I fail?' The question is: "Who do I need to become?"...

Reader, 2 days ago, our bathroom door lock stopped working. You know that moment when you turn the thumbturn and... nothing? It just spins uselessly. The door won't lock. My first instinct was to call the locksmith. But something I read recently stopped me. If you're on Justin Welsh's Saturday Solopreneur newsletter, you might have seen his recent story about replacing a special lightbulb in his water filtration system. At first glance, it's just a home maintenance story. But the real lesson...