Sharon Singh Sidhu

You don't have to hide behind shame, guilt, deprivation, and insecurity around money

Published 28 days ago • 2 min read


Despite being highly educated,

coming from a well-to-do upper-middle-class family,

never struggling with money growing up,

my financial life was a mess as an adult.

I was in a 6-figure business debt and barely making enough to cover my bills.

On the outside, I looked successful.

I went to good schools, came from a highly functional family, and everyone around me was upper middle class.

My friends were lawyers, doctors, and heads of departments.

I had a job that objectively paid decently well.

So of course I could never let on I was struggling beneath that façade.

What would 'they' say?

What would 'they' think?

I could never do that to my kids.

I must be bad with money,

I must be irresponsible,

I must be stupid,

to have made all those 'bad' and 'wrong' financial decisions.

This kind of thinking doesn't help us achieve our financial goals.

Yet it was what I had playing on repeat in my mind.

It wasn't until I became aware of it, that I could take concrete action to change that tune playing unconsciously in the background.

When I did, things started turning around.

For one thing, I no longer hid behind the shame, guilt, deprivation, and insecurity around money.

I started sharing my story publicly online and through a podcast.

This drew in other like-minded women who had similar experiences.

I realized I wasn't alone like I thought I was.

I started doing more to share my story on the side of my 9 to 5 job.

Doing this changed how I showed up at work too.

I was less uptight and actively pursued work I enjoyed and was good at,

rather than climbing the corporate ladder doing work that wasn't my forte or that brought me joy,

just to make more money.

Deliberately stepping away from what most people would consider a 'better opportunity',

enabled me to excel at what I do, negotiate for more money, and get more opportunities.

This is why I'm convinced that if you want to achieve your financial goals,

you have to adopt a different approach from what you might have previously been taught.

You have to do seemingly 'irrational' things like -

  • Trust yourself and your inner wisdom - she's always guiding you toward living a life filled with happiness, joy, and gratitude.
  • Do work that makes you feel good, not just pays well - because doing work you love leads you to do more of it and become great at it which ultimately pays you even more.
  • Focus on expansion and abundance, rather than deprivation, cutting back, and shame - if you want more money, focus on making more, rather than cutting back and depriving yourself and your loved ones of living a full life.

Making this shift can feel unsettling and unclear at first.

This is why I want to invite you to join my 12-week, 1:1 coaching program for women,

12 Weeks to Financial Confidence

We'll go through all the starter steps,

you'll get the framework of how it works,

the system to help you take consistent daily action,

that actually moves the needle and changes the trajectory of your financial life.

In 12 weeks, you will have built the foundation you need,

plus learn how to use the MAP Method to retrain the way you habitually think and feel about money.

If you sign up by 25 January 2024, 10 pm, Singapore time, you also secure my BETA price because this is a brand new program I'm launching.

You get:

  • 50% discount on the 12 Weeks to Financial Confidence coaching program
  • An additional free private 1:1 coaching session with me

Click the link below to sign up in the next 2 hours to secure these specials!

12 Weeks to Financial Confidence


P.S. If you still have questions or doubts, BOOK A CALL WITH ME to have them cleared up. This is not a hard-selling call. There is no pressure to buy. You also don't have to feel bad or embarrassed if you end up saying no. The purpose of the call is just to get your questions answered, so you can make an informed decision.

Sharon Singh Sidhu

Empowering ambitious women to make the money they want with confidence and ease with my 6M Financial Wellness Practice. Insights and lessons about overcoming financial anxiety to succeed in money and work.

Subscribe to my weekly newsletter to hear more.

Read more from Sharon Singh Sidhu

Hello Reader, I failed the past 2 weeks I'm supposed to send my newsletters out every week. I missed the past couple of weeks because of the Lunar New Year last week and because I completely forgot the week before that because I was so busy. You might say it's just a newsletter. But to me, it's a symbol of not doing what I told myself I'd do. I have I tendency to be quite hard on myself when I mess up. I used to beat myself up whenever I failed. Now, I allow myself to feel bad about it for a...

4 days ago • 2 min read

Reader, I'm reading Daniel Goleman's Emotional Intelligence now. I'm going 'aha' at every other chapter... My bias toward purely rational and logical thought was being challenged on every page I turned. But it was also confirming what I discovered recently. And specifically, as it relates to money. What I've read up to this point has confirmed what I've experienced with money in my life. Our emotions are equally important when it comes to decision-making and the actions we take. Yes, even...

28 days ago • 2 min read

Reader, Here's the hard truth: No one owes you a living. If you've been raised to believe you're supposed to be taken care of, this might be a hard, bitter pill to swallow. I put it down to all those happily ever after princess stories we've been fed growing up as little girls. The truth is, you're responsible for your own life. While it may sound scary, it's fantastic news! Why? Because it means you get to make it out to be whatever you want it to be. We all start from different places....

29 days ago • 2 min read
Share this post